Forecast tool
Doomsday Clock
Move the financial doomsday clock using live data plus your own risk assumptions.

Financial Independence forecast
Forecast tool
Move the financial doomsday clock using live data plus your own risk assumptions.
Add your info to personalize Doomsday Clock
Fill these in once and every calculator will start with your real numbers instead of generic defaults.
Edit your baseline numbers here. They are saved and prefill calculators automatically.
Home
Add your info to personalize Doomsday Clock
Fill these in once and every calculator will start with your real numbers instead of generic defaults.
Edit your baseline numbers here. They are saved and prefill calculators automatically.
Home
See how close risk conditions are to midnight and test your own assumptions.
Current clock
07:20:50 PM
4/2/2026
Live baseline clock
6:53 to midnight
Adjusted clock
6:02 to midnight
51s closer to midnight
Risk score: 41.1 / 100
32.3/100
Derived from VIX, stocks, rates, inflation, jobs, and curve
51.9/100
Your slider assumptions after preparedness and confidence
Manageable risk
362 seconds to midnight
Adjust your assumptions
Probability/severity of a broad stock drawdown.
Risk that long yields jump and pressure valuations.
Risk that disinflation stalls or reverses.
Risk of job losses or fast unemployment rise.
Monetary/fiscal missteps that amplify volatility.
Unexpected conflicts or trade disruptions.
Cash reserves, debt control, and diversification readiness.
Lower confidence widens uncertainty and pushes risk up.
Educational scenario tool only. This does not predict market crashes and is not financial advice.