Forecast tool
Are Rates Fair Today?
Compare mortgage rates with Treasury yields to see whether pricing still looks expensive.
Forecast tool
Compare mortgage rates with Treasury yields to see whether pricing still looks expensive.
Add your info to personalize Are Rates Fair Today?
Fill these in once and every calculator will start with your real numbers instead of generic defaults.
Edit your baseline numbers here. They are saved and prefill calculators automatically.
Home
Add your info to personalize Are Rates Fair Today?
Fill these in once and every calculator will start with your real numbers instead of generic defaults.
Edit your baseline numbers here. They are saved and prefill calculators automatically.
Home
See if current mortgage rates are "expensive" compared to historical norms, and what rates could be if spreads normalize.
Source date unavailable
Live Source Times
Mortgage rate feed: Source date unavailable
Treasury yield feed: Source date unavailable
Signal Snapshot
How available evidence affects this decision
Source date unavailable
Current signal evidence unavailable.
Today's 30-year rate • Source date unavailable
The gov't borrowing rate • Source date unavailable
Normal Gap
1.70%