BlueSky FI

Financial Independence forecast

Forecast tool

Severance Negotiator

Score a severance offer and get a negotiation recommendation for fired, RIF, or retirement exits.

Personalize Severance Negotiator

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Add your info to personalize Severance Negotiator

Fill these in once and every calculator will start with your real numbers instead of generic defaults.

Edit your baseline numbers here. They are saved and prefill calculators automatically.

Age

Annual Income

Annual Spending

Savings & Investments

Total Debt

Debt APR

ZIP Code

Home

I own my home

Your Numbers

Personalize Severance Negotiator

0/10

Add your info to personalize Severance Negotiator

Fill these in once and every calculator will start with your real numbers instead of generic defaults.

Edit your baseline numbers here. They are saved and prefill calculators automatically.

Age

Annual Income

Annual Spending

Savings & Investments

Total Debt

Debt APR

ZIP Code

Home

I own my home

Severance Negotiator

Score fairness and plan your ask

Model your offer against tenure, role level, and market conditions. Get a fairness score, suggested ask range, and a ready-to-use negotiation script.

Context

Exit type

Years at company

Your age

Role level

Performance trend

Industry cycle

Compensation Inputs

Annual base salary

Target bonus %

Monthly healthcare cost (COBRA est.)

Bonus payout offered

Equity value offered

Outplacement value offered

Offer Terms

Severance weeks offered

Healthcare months offered

PTO payout weeks

Non-compete months

Release scope

Days to respond

Fairness score

38/100

Low

Recommendation

Escalate quickly

Counter aggressively and seek legal review before accepting.

Attorney review

Recommended

Complex terms detected

Dynamic reference data

Fed/econ inputs now influence benchmark weeks: unemployment 4.2%, CPI YoY 3.0%, Fed funds 4.50%.

Using fallback macro assumptions

Result

Score: 38/100. Escalate quickly.

Score 38/100 (Low). Offer is significantly below modeled benchmark.

Counter aggressively and seek legal review before accepting.

- Escalate to an employment attorney for agreement review.
- Request extension of response deadline if needed.

Offer valuation

Offer value (all-in)$34,281

Benchmark midpoint value$54,963

Offer / benchmark ratio62.4%

Weekly total comp used$2,644

Negotiation leverage points

Tenure: 6 years supports asking near 22.0 weeks.
RIF is non-cause; push for transition support and health coverage continuity.
Health coverage is below typical (4 months baseline).

Negotiation script

1.I appreciate the package and want to align it with a non-cause workforce reduction.
2.Given my tenure, role scope, and current market severance norms for RIF exits, I am requesting 22.0 weeks of base severance and 4 months of employer-paid healthcare.
3.For context, this request reflects a manager-level role with 6 years of service.
4.If the full request is not possible, I can move to 19.5 weeks plus retained healthcare support and clarified post-employment terms.
5.I am aiming for a fair and efficient resolution and can sign quickly once updated terms are confirmed in writing.

Suggested anchor: 22.0 weeks. Fallback: 19.5 weeks.

Legal support

Your inputs suggest legal review is worth doing before you sign.

- Fairness score is low relative to modeled benchmark.

Employment attorney directory State bar referral links

Educational estimate only, not legal advice.

Score fairness and plan your ask

Model your offer against tenure, role level, and market conditions. Get a fairness score, suggested ask range, and a ready-to-use negotiation script.

Context

Exit type

Years at company

Your age

Role level

Performance trend

Industry cycle

Compensation Inputs

Annual base salary

Target bonus %

Monthly healthcare cost (COBRA est.)

Bonus payout offered

Equity value offered

Outplacement value offered

Offer Terms

Severance weeks offered

Healthcare months offered

PTO payout weeks

Non-compete months

Release scope

Days to respond

Fairness score

38/100

Low

Recommendation

Escalate quickly

Counter aggressively and seek legal review before accepting.

Attorney review

Recommended

Complex terms detected

Dynamic reference data

Fed/econ inputs now influence benchmark weeks: unemployment 4.2%, CPI YoY 3.0%, Fed funds 4.50%.

Using fallback macro assumptions

Result

Score: 38/100. Escalate quickly.

Score 38/100 (Low). Offer is significantly below modeled benchmark.

Counter aggressively and seek legal review before accepting.

- Escalate to an employment attorney for agreement review.
- Request extension of response deadline if needed.

Offer valuation

Offer value (all-in)$34,281

Benchmark midpoint value$54,963

Offer / benchmark ratio62.4%

Weekly total comp used$2,644

Negotiation leverage points

Tenure: 6 years supports asking near 22.0 weeks.
RIF is non-cause; push for transition support and health coverage continuity.
Health coverage is below typical (4 months baseline).

Negotiation script

1.I appreciate the package and want to align it with a non-cause workforce reduction.
2.Given my tenure, role scope, and current market severance norms for RIF exits, I am requesting 22.0 weeks of base severance and 4 months of employer-paid healthcare.
3.For context, this request reflects a manager-level role with 6 years of service.
4.If the full request is not possible, I can move to 19.5 weeks plus retained healthcare support and clarified post-employment terms.
5.I am aiming for a fair and efficient resolution and can sign quickly once updated terms are confirmed in writing.

Suggested anchor: 22.0 weeks. Fallback: 19.5 weeks.

Legal support

Your inputs suggest legal review is worth doing before you sign.

- Fairness score is low relative to modeled benchmark.

Employment attorney directory State bar referral links

Educational estimate only, not legal advice.

Severance Negotiator | BlueSky FI

BlueSky FI

Severance Negotiator

Related Reading

Personalize Severance Negotiator

Personalize Severance Negotiator

Score fairness and plan your ask

Dynamic reference data

Result

Offer valuation

Negotiation leverage points

Negotiation script

Legal support

Related Reading

Score fairness and plan your ask

Dynamic reference data

Result

Offer valuation

Negotiation leverage points

Negotiation script

Legal support